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Financial Empowerment Through Technology

Supporting families during COVID-19 


Who We Are

ZigWay is a fintech social enterprise based in Yangon, Myanmar.

Our Vision:

To lift 20 million people out of poverty by 2030.  

Our Mission:

To help people break free from poverty, by harnessing the power of technology.

We provide flexible, affordable loans and subscriptions 

for everyday goods and services via our mobile application. 


By putting money back into the pockets of our customers,

we give them the peace of mind that comes with financial freedom.


 3.4 billion people live in poverty

For billions living in low-income communities around the world, an unexpected expense of a few dollars can be the difference between having enough to eat and going hungry.  Our services are designed to help low-income families achieve financial security by targeting three key challenges:


Poverty places high mental stress

on people, impairing their

cognition and decision making.  Distracted by their immediate situations, forward planning such  as saving is not prioritised.  Further, women are disproportionately

impacted  by poverty.

Poverty Penalties

Low income people waste up to two months of income every year because they pay more for basic necessities than the more affluent. For example, by not being able to afford buying in bulk, they pay 20% more for the same quantity of products. 

Predatory Lending

Almost 200 million people globally rely on informal moneylenders.  They pay interest rates as high as 1,800% per year, leading to debt traps that are impossible to escape.  Formal lenders have traditionally found it difficult to cost effectively serve the poor.


How we change lives


We make bulk buying affordable with our monthly subscription of essential goods and services.  Our customers can pay flexible installments on credit, at no extra cost, saving them up to 20% on quality everyday household products.


We provide low-interest nano loans for assisting families in times of need and kickstarting small businesses.  We offer those overlooked by traditional financial institutions a safe and inexpensive way to borrow money, away from loan sharks. 


Our Super-Users are community champions and the heart of ZigWay.  With our Super-Users, registering and paying for ZigWay's services has never been simpler for our last mile customers.  Our training program makes becoming a Super-User easy.


We offer technology and operational support to organisations wishing to offer digital loans and subscriptions.  Whether you're a financial institution, non-government organisation or social enterprise, we can provide a tailored solution to meet your needs.

ZigWay's loans helped me to feed my family on days that I was unable to work.

~ Zin Mar San, Food Vendor ~


Our Partners

Our Awards

Singapore Fintech Festival 2019

ASEAN SME Fintech Awards

Global Women's Edition 2019

Asia Pacific Social Impact Winner

Lift Off Diversity Awards 2019  International Fintech of the Year

Sankalp Forum 2019
Financial Inclusion Winner
ICAEW 2019 Building Sustainable
Financial Products Finalist

e27 2018

APAC Top 100 Startup

Best Fintech Myanmar 2018
Singapore Fintech Festival 2018
PWC Asean Pitchfest Myanmar Winner
Seedstars 2016
2nd Place Myanmar

Join Us

Are you passionate, talented and motivated to make a positive impact?  Apply for our vacancies below!

We also accept interns and volunteers on a rolling basis.  Get in touch and tell us more about your ambitions, skills and experience.


Contact Us

635 A1/A4, 4th Floor,

Yoma Yeiktha Lane, Pyay Road 

Kamayut Township,

Yangon, Myanmar

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