Financial Empowerment Through Technology
Supporting families during COVID-19
3.4 billion people live in poverty
For billions living in low-income communities around the world, an unexpected expense of a few dollars can be the difference between having enough to eat and going hungry. Our services are designed to help low-income families achieve financial security by targeting three key challenges:
Disempowerment
Poverty places high mental stress
on people, impairing their
cognition and decision making. Distracted by their immediate situations, forward planning such as saving is not prioritised. Further, women are disproportionately
impacted by poverty.
Poverty Penalties
Low income people waste up to two months of income every year because they pay more for basic necessities than the more affluent. For example, by not being able to afford buying in bulk, they pay 20% more for the same quantity of products.
Predatory Lending
Almost 200 million people globally rely on informal moneylenders. They pay interest rates as high as 1,800% per year, leading to debt traps that are impossible to escape. Formal lenders have traditionally found it difficult to cost effectively serve the poor.
How we change lives

SUBSCRIPTIONS
We make bulk buying affordable with our monthly subscription of essential goods and services. Our customers can pay flexible installments on credit, at no extra cost, saving them up to 20% on quality everyday household products.

LOANS
We provide low-interest nano loans for assisting families in times of need and kickstarting small businesses. We offer those overlooked by traditional financial institutions a safe and inexpensive way to borrow money, away from loan sharks.

SUPER-USERS
Our Super-Users are community champions and the heart of ZigWay. With our Super-Users, registering and paying for ZigWay's services has never been simpler for our last mile customers. Our training program makes becoming a Super-User easy.
TECHNOLOGY SERVICES
We offer technology and operational support to organisations wishing to offer digital loans and subscriptions. Whether you're a financial institution, non-government organisation or social enterprise, we can provide a tailored solution to meet your needs.


“ZigWay's loans helped me to feed my family on days that I was unable to work.”
~ Zin Mar San, Food Vendor ~
Our Partners







Our Awards

Singapore Fintech Festival 2019
ASEAN SME Fintech Awards

Global Women's Edition 2019
Asia Pacific Social Impact Winner

Lift Off Diversity Awards 2019 International Fintech of the Year
Sankalp Forum 2019
Financial Inclusion Winner

ICAEW 2019 Building Sustainable
Financial Products Finalist

e27 2018
APAC Top 100 Startup
